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  • Homebuying training
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Loans FOR EVERYONE

Loans FOR EVERYONELoans FOR EVERYONELoans FOR EVERYONELoans FOR EVERYONE

Mortgages and commercial finance all in one place

Start Mortgage Application
Schedule Banker Hours

Loans FOR EVERYONE

Loans FOR EVERYONELoans FOR EVERYONELoans FOR EVERYONELoans FOR EVERYONE

Mortgages and commercial finance all in one place

Start Mortgage Application
Schedule Banker Hours

residential, commercial, and business lending

Mortgage

Construction and Development

Multi-family and investment

1% down mortgages. 

We are a preferred partner of the BIGGEST online lender. We beat the online rate by .5%! 

W2 or self-employed, first time home buyers, HELOC, swing loans, rennovation loans, foriegn national, fix and flip, and ADU

Multi-family and investment

Construction and Development

Multi-family and investment

Multi-family, apartment buildings and complexes, manufactured homes and communities, cost segregation, commercial, mixed use

Construction and Development

Construction and Development

Construction and Development

Construction and land development projects up to $500M from over 200 commercial lenders. 

Shop one place for boutique and institutional lenders.

Heavy equipment financing

Heavy equipment financing

Construction and Development

From backhoes to bulldozers, from pavers to rollers, from dump trucks to 18-wheelers

From backhoes to bulldozers, from pavers to rollers, from dump trucks to 18-wheelers

Business and inventory

Heavy equipment financing

Business and inventory

Inventory and cash flow factoring, accounts receivable, GAP funding,  working and growth capital, and business aquisition

Manufactured home

Heavy equipment financing

Business and inventory

100% construction, land and manufactured home financing and manufactured home park capital

HAVE A business LOAN SCENARIO? LET'S DIVE IN!

SCHEDULE BANKER HOURS

Consumer mortgage

Home Purchases & Refinances

Your one-stop for all lending needs

We are a PREFERRED PARTNER of the TOP online lender. Whatever rate you see online, we can beat by .5%, but you MUST apply with Grobecker. 


We have 1% DOWN PAYMENT mortgages. 

Loan Products & Programs

  • 99% loan to value / 1% down payment loans
  • Jumbo
  • ADU
  • Short term rental / AIRBNB
  • Conventional Fixed & interest only
  • Home Equity Line of Credit Loans (HELOC)
  • FHA Loans
  • VA Loans
  • Self-employed / Venmo / gig economy income
  • Foreign national
  • DSCR (Debt Service Coverage Ratio/rental income)
  • Bank statement / Balance Sheet loans
  • Investor
  • Construction, development, multi-family, fix and flip
  • Investment banking / business lending

Free mortgage training for homebuyers

Sign up for free training

mortgage lending philosophy

We love helping first time homebuyers achieve their goals.

We love helping first time homebuyers achieve their goals. We are all about helping you create legacy. 

Need extra space? We are here to help with going from the old home to the new home.

Need extra space? We are here to help with going from the old home to the new home.

GroGroup is 100% mobile friendly and ready to assist anywhere in California.

GroGroup is 100% mobile friendly and ready to assist anywhere in California.

Are you self-employed? Need a Jumbo loan? We have the best pricing and loans types for you! 

Is it time for a home upgrade? We know how to handle the swing sell and buy process. 

We speak real estate. With deep roots in organized real estate, we know the entire process.

We speak real estate. With deep roots in organized real estate, we know the entire process. 

financial empowerment

YOUR LENDING PARTNER

Grobecker is committed to fair housing and ensuring housing accessibility for everyone. We firmly believe that home ownership is the foundation of America, and we strive to empower individuals and families to achieve their dreams of owning a home. With our expertise and personalized service, we are dedicated to helping you navigate the mortgage process and make your dream home a reality.


We believe that entrepreneurship is the backbone of America, and so we provide lending for all types of development and businesses. 

Careers

Interested in working with us? 

We are looking for smart, kind and ethical lenders to join the team. 

Join Grobecker

About grobecker: investment banking and mortgage lending

#1 in expereince

Meet Teresa Grobecker, a remarkable loan officer whose expertise and industry connections set her apart from other loan officers in the country. With an exceptional track record and extensive knowledge, Teresa has established herself as a trusted professional in the mortgage industry.


One of Teresa's unique strengths is her close affiliation with prestigious organizations such as the National Association of Realtors (NAR), the Federal Housing Finance Agency (FHFA), and the United States Federal Reserve. Being a member of the NAR allows Teresa to stay up to date with the latest trends and developments in the real estate market, providing her clients with valuable insights and guidance.


Teresa's collaboration with the FHFA, the governing body of Fannie Mae and Freddie Mac, grants her a deep understanding of the policies and regulations that shape the mortgage landscape. This knowledge enables her to navigate complex financial scenarios and find tailored solutions for her clients' needs.


Furthermore, Teresa's association with the United States Federal Reserve underscores her commitment to staying well-informed about the broader economic climate. By monitoring interest rates, inflation trends, and other economic indicators, she can offer clients informed advice to optimize their mortgage decisions.


Apart from her exceptional network and industry affiliations, Teresa's expertise as a loan officer is unparalleled. With years of experience in the field, she possesses a comprehensive understanding of investment banking, mortgage products, loan options,  refinancing and commerical real estate strategies. Teresa was an equity partner at US Capital, a global investment bank before partnering with Sequoia Lending with access to over 200 capital sources. 


Teresa's dedication to providing exceptional customer service ensures that her clients receive personalized attention and a seamless borrowing experience.


Whether assisting first-time homebuyers, guiding individuals through refinancing, or helping investors navigate complex property transactions, Teresa Grobecker's commitment to excellence and her unmatched connections make her a highly sought-after loan officer in the country. With Teresa on your side, you can trust that your mortgage needs will be handled with professionalism, expertise, and utmost care.

Contact Us

SF inspired, National coverage

Our tech-forward firm with San Francisco Bay Area roots is committed to exceptional customer service. As a third-generation real estate company, we believe in the multi-generational conversation, community backbone, and the commitment to legacy.

Message us on WhatsApp

Grobecker Group :: NMLS ID: 1286612

18 Bartol Street, San Francisco, CA, USA

Talk / Text 415-259-7232

Banker Hours

Have a Loan Scenario? Schedule Banker Hours to discuss. 

HAVE A business LOAN SCENARIO? LET'S DIVE IN!

SCHEDULE BANKER HOURS

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